Hello UK

With all this talk of a recession and what not, I have come to the conclusion that it is time to have a firm hold of the purse strings and tighten them. I don’t mean we should all turn Scrooge and let the recession affect our appearance. Never that. But it’s time to limit the caramel macchiatos and mochas that I have become accustomed to and time to use the dreaded work kettle and make my coffee. I mean there has been a jar of Kenco in my drawer for the past month and the amount of times I’ve used it I could count on one hand. It’s funny how I can mange to find myself standing in a queue in Starbucks- leave the office- but can’t go to the kitchen to make a coffee. Which is more cost-effective and probably takes up less time and I could put as much coffee as I want! Making it stronger and I’ll be able to get through the day that little bit more with extra coffee.
The credit crunch also brings me to my next point. Finding a more cost-effective way of getting to work. I thought about walking one stop so I could save £1 if I do it both in the morning and after work (I refuse to buy a monthly pass, its cheaper for me to PAYG). But let’s be realistic after a night out or in, will I really get up out of bed that bit earlier? Nah, thought not. But on the way back from work that is an option, I could even pop in to Tesco or Iceland on the way home. I also thought about getting a moped. My brother reckons his friend spends £10 a week on petrol for his moped. I really could see myself whizzing down the A40 in a baby pink moped. But then I realised I will be paying for two insurance policies. When you compare car insurance to bike insurance premiums, bikes probably work out cheaper. So I would be saving money, but I thought about winter. I can barely sand outside for too long when it’s cold let alone drive in the cold. And what about when it’s raining? My hair?!?!
So as much as in theory a bike would be best for me, I would really need the choice of both car and bike, and the words credit crunch come to mind and forking out for two insurance polices really isn’t the one.

That my friends was my thought for the day okay well maybe just morning. Monday morning and I am thinking about cruising to work in my moped to save time and money. Well back to the grind for me.

Whilst on the phone to my friend a few days ago, the topic of holidays came up. How we both would love to be sitting on a beach somewhere hot and bask in the sun. We then got onto the topic of how recently there seems to be a few travel companies going bust due to none other than the infamous credit crunch. It seems to be small firms that do cheap holidays to Europe that are really feeling the effects of the current economic climate. We continued talking and for a brief moment even said how great it would be to be on holiday and get stranded because the tour operator went bust. Why would you wish that on yourself I hear you ask? Well think about it, you are in a hot country, accommodation paid for and will be there indefinitely. Provided you have enough funds to continue staying there and an understanding employer, it would be brilliant! However knowing my luck I would be ill and stranded and broke. Apparently the travel companies are going to ensure the holidaymakers get a flight home, so I guess in that sense they will be okay and will eventually come back home. And if you have travel insurance
I am assuming you would get compensation. Isn’t that the whole purpose of getting a travel policy? To ensure if your flight is delayed, or anything was to happen to you- there is the peace of mind there that you will be okay.
For that brief moment the idea of being stranded on a beach sipping a pina colada sounded so nice to us city girls, but reality kicked in and I am sure the people getting stranded aren’t enjoying it.